What is LAS?

Loan Against Securities is a smarter way to get funds without selling your investments.

Your investments are your long term wealth

You Don’t Need To Sell Or Surrender Them For Short-Term  Or Emergency Funds

You Can Just Unlock A Loan Against Them

Why SLiQ

Every loan offer comes from SEBI, or RBI-regulated

SLiQ is a trusted, secure marketplace backed by a curated network of authorized lenders. Every loan offer comes from SEBI, or RBI-regulated

Complete Flexibility
What You Use

Choose the stocks, mutual funds, or bonds you want to pledge. Your assets stay intact — just digitally marked.

Repay Anytime and Unpledge Instantly

Repay on your terms. There are no prepayment penalties or lock-ins. As soon as you clear your dues, your pledged assets are instantly unpledged.

Regulated, Transparent & Fully Digital

Every step, from onboarding to disbursal is 100% digital and paperless.

Understand More. Decide Better.
Loan Against Mutual Fund
LAMF

Loan Against Mutual Funds vs Personal Loan: Which Is Cheaper in India?

A complete interest rate comparison for 2026
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LAMF

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LAMF

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LAMF

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This article explains exactly what happens at each stage, what the consequences are.
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LAMF

What Is Loan Against Mutual Funds?

Access liquidity by pledging mutual fund units as collateral, without selling them.
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LAMF

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Loan Against Insurance Policy
LAIP

Borrowing Against Life Insurance in India: Which Plans Work?

Endowment, money-back, whole life or ULIP, even under lock-in? See which life insurance plans you can borrow against in India and how SLiQ makes it quick.
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LAIP

Loan Against Insurance Policy vs Traditional Loans: Which One is Right for You?

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Here's everything you need to know...
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LAIP

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Access funds without ending your life cover.
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Loan Against Shares
LAS

Loan Against Shares: Interest Rate, Eligibility, and How to Apply in India (2026)

A loan against shares (LAS) lets investors borrow against their existing demat portfolio at significantly lower rates, without selling a single share.
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Real Customer.
Real Stories.
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My father’s surgery couldn’t wait. Neither could my investments.

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Know More. SLiQ & LAS
Basics

Finance Options for Small Business Owners in India (2026 Guide)

Every way to fund a small business in India, compared: bank and NBFC loans, overdrafts, invoice discounting, equipment finance, government schemes, loans against assets, and equity.
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Loan Advice

Personal Loan vs Loan Against Securities

For investors with an existing portfolio, LAS is almost always the more cost-effective and flexible option.
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Basics

What is Loan Against Securities?

Access quick funds by pledging your investments, giving you liquidity without selling your assets.
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Got Question? We Got Answers

Which are the eligible mutual funds?
Only mutual funds in non-demat form (i.e., in Statement of Accounts or physical form) are eligible Equity MFs are typically eligible for 45% of their market value, while debt MFs can offer up to 75%.
Which are the non-eligible mutual funds?
The following mutual funds are not eligible for a loan:Funds held in demat formTax-saving ELSS funds with a 3-year lock-in periodFunds that are already pledgedNeed help with demat MFs? Contact our support team to explore available options.
What should I keep in mind while pledging mutual funds for a loan?
• Eligibility check: Make sure the mutual funds you're pledging are eligible.
• No redemption: You cannot redeem or transfer the pledged funds until the loan is fully repaid.
• Monthly interest: Interest payments are auto-debited each month.
• Late fees: Missing a payment may result in penalties.
How is the credit limit calculated?
Your credit limit is determined based on the current market value of your pledged mutual funds:Up to 45% for equity mutual fundsUp to 75% for debt mutual funds.
How is my monthly interest calculated?
You pay only the monthly interest, based on the annual Rate of Interest (ROI). For example, on a ₹1,00,000 loan at 10.75% ROI, your monthly interest is ₹895.
Can I get funding against joint accounts?
Yes, you can pledge mutual funds held in joint accounts. However, both account holders must authorize the loan by signing the application.
Can LAMF be used like a credit line?
Yes, LAMF functions just like a credit line. You can borrow, repay, and withdraw again anytime within your approved limit, without the need to reapply each time. It's flexible, convenient, and always accessible when you need it.
What should I do if I face issues during loan disbursement or agreement signing?
If you experience any issues, such as delayed loan disbursement or challenges during the agreement signing process, our support team is here to help. Simply reach out to us through the Help Center or use the chat option for quick assistance.We're here to ensure a smooth and hassle-free experience!